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Real Estate Resource Centre

Real Estate Knowledge for Home Buyers and Home Sellers

Home Buyer Resources

Home Seller Resources

Home Improvement

Investing In Real Estate

Moving

Workshops

Home Seller Resources

OREA Articles TOP

Glossary of Real Estate Terms

The 'Whys' and 'Whens' of Selling Your Home

Tips to Sell Your House

Creating Curb Appeal

Marketing Your Home - More than just a sign on the lawn

Use The MLS To Help Sell Your Home

How To Prepare For An Open House

Selecting And Working With a Realtor

Using Paint To Enhance Your Home

Say It With Colour

How To Host a Successful Yard Sale

BOOKS TOP

How To Sell Your Home - OREA

Home Buyer Resources

GOVERNMENT PROGRAMS FOR HOME BUYERS TOP

CMHC Purchase Plus Improvements Program

Canada Mortgage and Housing Corporation (CMHC) insured mortgage loans are available to cover the purchase of a home as well as an amount to pay for immediate major renovations or other improvements that the purchaser may wish to make to the property. More...

RRSP Home Buyers' Plan

The Home Buyers' Plan (HBP) is a program under which you can, generally, withdraw up to $20,000 from your registered retirement savings plan (RRSP) to buy or build a qualifying home. More...

Five (5%) Per Cent Down Payment Program

With as little as five per cent down payment, from personal and other sources, all home buyers have access to mortgage insurance enabling them to enter the housing market, as long as they can manage the costs of home ownership. More...

GST New Housing Rebate Program

You may be eligible to claim a rebate for a part of the GST you pay on the purchase price or cost of building your home it: More...

Land Transfer Tax (LTT) Rebate Program

First-time home buyers who purchase a newly constructed home will receive a rebate of the Land Transfer Tax (LTT). All other buyers will continue to pay the full applicable tax. The maximum LTT rebate is $2,000. More...

Residential Rehabilitation Assistance Program

The Residential Rehabilitation Assistance Program (RRAP) is a federal government program that provides financial assistance to renovate or repair housing that needs to be brought up to basic health and safety standards, or to convert non-residential properties to affordable housing. More...

Provincial Government Sets 2005 Rent Increase Guideline

The Ministry of Municipal Affairs and Housing has released the province's rent increase guideline for 2005. More...

Second Suites Legal in Toronto

In an effort to increase the supply of affordable housing, Toronto City Council passed a by-law last year that legalized second suites, as known as accessory apartments. More...

Ontario Real Estate Associate (OREA) Articles TOP

Glossary:

The following glossary, an excerpt from the Ontario Real Estate Association’s “How to Buy Your Home” book, provides definitions of some of the most common real estate terms you are likely to come across. Glossary of Real Estate Terms

Your Privacy and the Real Estate Transaction

In the usual course of real estate transactions, Realtors may require from buyers and sellers, personal and property information. Some of this information may be considered private. More...

Selecting and Working with a Realtor

Buying or selling a home in today's market requies a lot of work and a lot of knowledge about sales and real estate. It's one of the largest purchases or biggest business transactions many of us will ever make. it doesn't pay to depend on blind luck. Whether you are a buyer or a seller, there are distinct advantages to using a Realtor. More...

Government Incentives for Home Buyers

The Government of Canada’s Home Buyers' Plan allows qualified buyers to withdraw a maximum of $20,000 from their RRSPs to purchase or build a house. If your spouse is also eligible, you can each withdraw up to $20,000 towards the down payment, for a total of $40,000. More...

Choosing the Neighbourhood that's Right for You

When buying a home, the neighbourhood you select will not only play a pivotal role in your family's life, but in the resale value of the property. More...

First Time Buyers: finding the Home that's Right for You

Interest rates are among the lowest in decades and the availabilitiy of of housing of all varieties is at the highest level in years. In fact, in many situations, renting a family dwelling can actually be more expensive than buying. More...

Home Inspections Before You Buy

Before approving financing, some lenders require you to hire a qualified home inspector to go over the inside and outside of the house you want to buy. They do this to ensure there are no major structural flaws that will threaten the security of their investment. It's a precaution prospective buyers should take whether their lending institution insists on an inspection or not. More...

Closing the Deal

Closing is the point at which ownership and usually possession of the property is transferred from the seller to the buyer. It takes place after the parties involved agree that all legal and financial obligations have been met. Your lawyer abn your Realtor will do much of the work, but here's a check list that will show you what to expect as the process unfolds. More...

BOOKS TOP

Condominium Buyers' Guide - CMHC

How To BuyYour Home - A step-by-step guide for home buyers - OREA

Home-Buying Strategies for Resale Homes - Alan Silverstein

The Perfect Mortgage - Alan Silverstein

Hidden Profits In Your Mortgage - Alan Silverstein

The Complete Idiot's Guide to Buying and Selling a Home for Canadians - Shelley O'Hara and Bruce McDougall

Inspecting a House: A Guide for Buyers, Owners and Renovators - Alan Carson and Robert Dunlop

Moving TOP

Saying good-bye to one neighbourhood and discovering a new one is an exciting adventure. But let's face it, at the end of your home-buying process you may find yourself exhausted. After all, the other obligations in your life have not paused.

What's more, now there's another cost -- moving. Whether you hire professionals or strong-arm friends into helping, be prepared for the cost of the move. Here are some suggestions on how to reduce the cost of your move, but let's first look at how to prepare for the big day. Here are some tips you may find timely and helpful;

What to Expect on Moving Day

Ways to Reduce the Cost of a Move

Moving Check List

Change of Address

Moving Calendar

Investing In Real Estate TOP

BOOKS

Buy Rent Sell - Lionel Needleman

They Call Me Fred...the Landlord - Fred Miller

Home Improvement TOP

SMART RENOVATOR GUIDE

As a homeowner, you are likely to re-sell at some point and should consider the impact of your renovations on the re-sale value of your home. Remember, the choices you make regarding improvements or renovations can drastically influence your home's market value.

Of all the renovations that you may consider some renovations substantially add to the resale value of your home. Your payback from these renovations varies with the price of your home. While improvements to the kitchen or bathrooms or flooring is always a good investment, adding a fireplace or a new deck may have better payback at different price ranges. Have a look at the smartest reno's: Smart Renovator Guide

It all starts at the curb

The kitchen is the hub

Rekindle your passion for living

Try a fresh coat of paint

Disappear into your personal spa

Great ideas underfoot

BOOKS TOP

Building Materials for the Environmentally Hypersensitive - CMHC

Investigating, Diagnosing and Treating Your Damp Basement - CMHC

Healthy Housing Renovation Planner - CMHC

Renovator's Technical Guide - CMHC

Clean-Up Procedures for Mold in Houses - CMHC

Cleaning Up Your House After a Flood - CMHC

About Your House - Fact Sheets: Available from CMHC

Measuring Humidity in Your Home

After the Flood

Fighting Mold

Hiring a contractor

Before You Start Renovating Your Basement - Structural Issues and Soil Conditions

Hiring a Home Inspector

Workshops TOP

Allan�s Home Ownership Made Easy Workshop

Allan�s How To Package Your Home To SELL

Allan Todd - Realtor
Remax Professionals Inc

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